Loans- By State


Here is a list of direct lenders for bad credit loans you may qualify for your state. We try to keep this updated however licensing and regulatory changes may change the status of lending ability in your state.Please check with your regulating agency to insure the lender you select is in fact legally entitled to lend in your state.






Payday Lenders




Ace Cash- Personal Loans Available in the following States

Alabama, Delaware, Idaho, Kansas, Louisiana, Maine, Minnesota, Missouri, Nevada, Ohio, and Texas.



Cashnet USA- Personal Loans Available in the following States

AK, AL, CA, DE, HI, ID, KS, LA, MD, ME, MO, ND, NM, OH, SC, SD, TX, UT, VA, WY ,KS, MD, OH, TX, VA, WI

Cash Central - CashCentral.com

CashCentral- Personal Loans Available in the following States

AL, AK, CA, DE, HI, ID, KS, LA, MN, MO, MS, NM, NV, ND, RI, SC, SD, TN, TX, UT, WA, WI, WY



Get cash fast and easy from Check Into Cash!Check Into Cash- Personal Loans Available in the following States

Alabama, California, Delaware, Florida, Illinois, Idaho, Indiana, Kansas, Louisiana, Michigan, Mississippi, Missouri, Nevada, Ohio, Oklahoma, Oregon, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, and Wyoming



Check City- Personal Loans Available in the following States

CO, HA, ID, IL, KS, MD, MO, ND, NM, NV, SD, TX, VA, WA, WI, WY, UT.







Netcredit- Apply Now

Installment loans from $1,000- $10,000. Longer payback terms, which means more affordable payments!Alabama, California, Delaware, Idaho, Missouri, New Mexico, South Dakota, Utah, Virginia, Wisconsin, Georgia, North Dakota and South Carolina






Automobile Title/Cash out Loans/Refinance





800loanmart- Get the cash you need now for the equity in your Car, Truck, or SUV! Get a loan for your Automobile Title-



Apply Now!



Available in: California, Arizona, New Mexico, Illinois and Utah











RateGenius- Auto Refinance- Apply today!

Lower Your Car Payment with Auto RefinanceAlabama, Alaska, Arizona, Arkansas, California,Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming






Long Term/Installment/Lower Rate Personal Loans



Netcredit- Apply Now

Installment loans from $1,000- $10,000. Longer payback terms, which means more affordable payments!Alabama, California, Delaware, Idaho, Missouri, New Mexico, South Dakota, Utah, Virginia, Wisconsin, Georgia, North Dakota and South Carolina



Prosper- Peer-To-Peer Lending- Apply Now!


Individuals with money to lend do so through this platform. This makes for a lending situation that cuts out the middle man (the bank). This is an awesome concept and you may benefit from it! Check it out today!

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming






Bussiness/ Working Capital Loans





Kabbage- Bussiness Capital Loans

Working capital loans are intended for business enabling growth in this sometimes harsh business environment. Check with lender for availability in your state.









This list of direct lenders include; payday, personal loan, title loan, cash out car/ truck/ suv loans, installment loan, payday installment loan, peer to peer installment loans, working capital loans, and more. The list above includes states available for each direct lender. If you would like a list of other lenders not specifically licensed that may lend in states no listed click home page and select nation wide loans. You may also click your state below.



Alabama, Alaska, Arizona, Arkansas, California,Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming - often times because these lends are legal, licensed there is no need for faxing, conference calls with the bank, conference calls with your employer, teletrack, teletrak, teletrac and all the hassles from the other guys.Updated Direct Lenders List by State. payday, titile, instalment, and bussiness capital loans Best blog for information- State spcific direct lenders- payday loan, cash loan, personal loan, title loan, bussiness loans installmentpaydayloan.blogspot.com http://directlenderlist.blogspot.com/ http://privatelendersforhighrisk.blogspot.com/ http://ezlegal.blogspot.com/ http://ighriskinstallmentloans.blogspot.com/ http://ultimodejavu.blogspot.com/ http://bestloan-rate.blogspot.com/ http://rencalago.blogspot.com/ http://borrow800dollars.blogspot.com/ http://paydayloannodirectdepositrequired.blogspot.com/ http://firstbankofdelawarepaydayloancash.blogspot.com/ http://90dayinstallmentloan.blogspot.com/ http://onlineprivateloanlenders.blogspot.com/ http://3m3liy.blogspot.com/ http://salariescon.blogspot.com/ http://garderobapannym.blogspot.com/ http://vegasdailyvista.blogspot.com/ http://1firstbankofdelawarecashadvance.blogspot.com/ http://firstbankofdelawarecreditcardpayment.blogspot.com/ http://1firstbankofdelawarethinkcash.blogspot.com/ http://plaingreenloanspaydayloans.blogspot.com/ http://1stusacashadvance.blogspot.com/

Pay Day Loan Scam| National Affidavit Processing Department | Legal Payday Lender

A WARNING FROM PAYDAYMAXHELP:Recently there have been reports of a new scam. These scam artist pray on people who have applied for or received pay day loans.  They are receiving information similar to what a payday loan lender would receive such as; name, social, employer, phone numbers, and references. They will call you at work, on your cell phone, call your references and leave very threatening messages. They impersonate law enforcement officers, collectors, and attorneys. This group is very recognizable because they speak with very heavy middle eastern accents. They go by many different names like: National Computer Crimes Unit, Federal Investigation Department, but usually they call themselves National Affidavit Processing Department. They say you are being investigated for internet (financial) fraud for failing to pay back a pay day loan. They get very angry with you if you ask them for there address and who specifically they are collecting for. Please be very careful do not send money to people unless you know for sure who they are, what the debt is you are paying, what the mailing address is of the collection agency. You should also know that you should in no way be threatened by a collector. I also must mention if you deal only with a credible lender when obtaining a loan you would avoid this situation all together. Avoid websites that send your information to many other companies you never know who they might be sending your social to, or what they might do with it!

Don't deal with companies that give your information to criminals like these guys... if you are considering a payday loan CLICK HERE To deal directly with the safest legal payday loan company on the internet!