Loans- By State


Here is a list of direct lenders for bad credit loans you may qualify for your state. We try to keep this updated however licensing and regulatory changes may change the status of lending ability in your state.Please check with your regulating agency to insure the lender you select is in fact legally entitled to lend in your state.






Payday Lenders




Ace Cash- Personal Loans Available in the following States

Alabama, Delaware, Idaho, Kansas, Louisiana, Maine, Minnesota, Missouri, Nevada, Ohio, and Texas.



Cashnet USA- Personal Loans Available in the following States

AK, AL, CA, DE, HI, ID, KS, LA, MD, ME, MO, ND, NM, OH, SC, SD, TX, UT, VA, WY ,KS, MD, OH, TX, VA, WI

Cash Central - CashCentral.com

CashCentral- Personal Loans Available in the following States

AL, AK, CA, DE, HI, ID, KS, LA, MN, MO, MS, NM, NV, ND, RI, SC, SD, TN, TX, UT, WA, WI, WY



Get cash fast and easy from Check Into Cash!Check Into Cash- Personal Loans Available in the following States

Alabama, California, Delaware, Florida, Illinois, Idaho, Indiana, Kansas, Louisiana, Michigan, Mississippi, Missouri, Nevada, Ohio, Oklahoma, Oregon, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, and Wyoming



Check City- Personal Loans Available in the following States

CO, HA, ID, IL, KS, MD, MO, ND, NM, NV, SD, TX, VA, WA, WI, WY, UT.







Netcredit- Apply Now

Installment loans from $1,000- $10,000. Longer payback terms, which means more affordable payments!Alabama, California, Delaware, Idaho, Missouri, New Mexico, South Dakota, Utah, Virginia, Wisconsin, Georgia, North Dakota and South Carolina






Automobile Title/Cash out Loans/Refinance





800loanmart- Get the cash you need now for the equity in your Car, Truck, or SUV! Get a loan for your Automobile Title-



Apply Now!



Available in: California, Arizona, New Mexico, Illinois and Utah











RateGenius- Auto Refinance- Apply today!

Lower Your Car Payment with Auto RefinanceAlabama, Alaska, Arizona, Arkansas, California,Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming






Long Term/Installment/Lower Rate Personal Loans



Netcredit- Apply Now

Installment loans from $1,000- $10,000. Longer payback terms, which means more affordable payments!Alabama, California, Delaware, Idaho, Missouri, New Mexico, South Dakota, Utah, Virginia, Wisconsin, Georgia, North Dakota and South Carolina



Prosper- Peer-To-Peer Lending- Apply Now!


Individuals with money to lend do so through this platform. This makes for a lending situation that cuts out the middle man (the bank). This is an awesome concept and you may benefit from it! Check it out today!

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming






Bussiness/ Working Capital Loans





Kabbage- Bussiness Capital Loans

Working capital loans are intended for business enabling growth in this sometimes harsh business environment. Check with lender for availability in your state.









This list of direct lenders include; payday, personal loan, title loan, cash out car/ truck/ suv loans, installment loan, payday installment loan, peer to peer installment loans, working capital loans, and more. The list above includes states available for each direct lender. If you would like a list of other lenders not specifically licensed that may lend in states no listed click home page and select nation wide loans. You may also click your state below.



Alabama, Alaska, Arizona, Arkansas, California,Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming - often times because these lends are legal, licensed there is no need for faxing, conference calls with the bank, conference calls with your employer, teletrack, teletrak, teletrac and all the hassles from the other guys.Updated Direct Lenders List by State. payday, titile, instalment, and bussiness capital loans Best blog for information- State spcific direct lenders- payday loan, cash loan, personal loan, title loan, bussiness loans installmentpaydayloan.blogspot.com http://directlenderlist.blogspot.com/ http://privatelendersforhighrisk.blogspot.com/ http://ezlegal.blogspot.com/ http://ighriskinstallmentloans.blogspot.com/ http://ultimodejavu.blogspot.com/ http://bestloan-rate.blogspot.com/ http://rencalago.blogspot.com/ http://borrow800dollars.blogspot.com/ http://paydayloannodirectdepositrequired.blogspot.com/ http://firstbankofdelawarepaydayloancash.blogspot.com/ http://90dayinstallmentloan.blogspot.com/ http://onlineprivateloanlenders.blogspot.com/ http://3m3liy.blogspot.com/ http://salariescon.blogspot.com/ http://garderobapannym.blogspot.com/ http://vegasdailyvista.blogspot.com/ http://1firstbankofdelawarecashadvance.blogspot.com/ http://firstbankofdelawarecreditcardpayment.blogspot.com/ http://1firstbankofdelawarethinkcash.blogspot.com/ http://plaingreenloanspaydayloans.blogspot.com/ http://1stusacashadvance.blogspot.com/

Find a Credit Union

In recent years payday loan companies have surged to a powerhouse in the sub prime lending market. While they may serve their purpose for short term "quick cash" they come at a price. Here are a few differences between your local Credit Union and the Pay Day loan Company.

The Practice                       Credit Union                                        PayDay Loan
Regulation                          Strictly guided by NCUA                     No Federal Regulator!

Price                                  Depends on the state and CU              390%-780% APR
                                         Typically lower then the local bank

Collection                          Follow all legal guidelines                     May or may not follow
                                                                                                      


Underwriting                   Strict Guidelines                                   Limited Underwriting


Click HERE to find a credit union in your area!

Avoid the hassle of paying out your whole paycheck to a payday lender on payday click the link below for an installment loan application!

Get cash in your account as soon as tomorrow! Click this link for a instalment loan application. This means unlike other loans on the net you can pay in twelve easy payments!