Loans- By State


Here is a list of direct lenders for bad credit loans you may qualify for your state. We try to keep this updated however licensing and regulatory changes may change the status of lending ability in your state.Please check with your regulating agency to insure the lender you select is in fact legally entitled to lend in your state.






Payday Lenders




Ace Cash- Personal Loans Available in the following States

Alabama, Delaware, Idaho, Kansas, Louisiana, Maine, Minnesota, Missouri, Nevada, Ohio, and Texas.



Cashnet USA- Personal Loans Available in the following States

AK, AL, CA, DE, HI, ID, KS, LA, MD, ME, MO, ND, NM, OH, SC, SD, TX, UT, VA, WY ,KS, MD, OH, TX, VA, WI

Cash Central - CashCentral.com

CashCentral- Personal Loans Available in the following States

AL, AK, CA, DE, HI, ID, KS, LA, MN, MO, MS, NM, NV, ND, RI, SC, SD, TN, TX, UT, WA, WI, WY



Get cash fast and easy from Check Into Cash!Check Into Cash- Personal Loans Available in the following States

Alabama, California, Delaware, Florida, Illinois, Idaho, Indiana, Kansas, Louisiana, Michigan, Mississippi, Missouri, Nevada, Ohio, Oklahoma, Oregon, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, and Wyoming



Check City- Personal Loans Available in the following States

CO, HA, ID, IL, KS, MD, MO, ND, NM, NV, SD, TX, VA, WA, WI, WY, UT.







Netcredit- Apply Now

Installment loans from $1,000- $10,000. Longer payback terms, which means more affordable payments!Alabama, California, Delaware, Idaho, Missouri, New Mexico, South Dakota, Utah, Virginia, Wisconsin, Georgia, North Dakota and South Carolina






Automobile Title/Cash out Loans/Refinance





800loanmart- Get the cash you need now for the equity in your Car, Truck, or SUV! Get a loan for your Automobile Title-



Apply Now!



Available in: California, Arizona, New Mexico, Illinois and Utah











RateGenius- Auto Refinance- Apply today!

Lower Your Car Payment with Auto RefinanceAlabama, Alaska, Arizona, Arkansas, California,Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming






Long Term/Installment/Lower Rate Personal Loans



Netcredit- Apply Now

Installment loans from $1,000- $10,000. Longer payback terms, which means more affordable payments!Alabama, California, Delaware, Idaho, Missouri, New Mexico, South Dakota, Utah, Virginia, Wisconsin, Georgia, North Dakota and South Carolina



Prosper- Peer-To-Peer Lending- Apply Now!


Individuals with money to lend do so through this platform. This makes for a lending situation that cuts out the middle man (the bank). This is an awesome concept and you may benefit from it! Check it out today!

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming






Bussiness/ Working Capital Loans





Kabbage- Bussiness Capital Loans

Working capital loans are intended for business enabling growth in this sometimes harsh business environment. Check with lender for availability in your state.









This list of direct lenders include; payday, personal loan, title loan, cash out car/ truck/ suv loans, installment loan, payday installment loan, peer to peer installment loans, working capital loans, and more. The list above includes states available for each direct lender. If you would like a list of other lenders not specifically licensed that may lend in states no listed click home page and select nation wide loans. You may also click your state below.



Alabama, Alaska, Arizona, Arkansas, California,Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming - often times because these lends are legal, licensed there is no need for faxing, conference calls with the bank, conference calls with your employer, teletrack, teletrak, teletrac and all the hassles from the other guys.Updated Direct Lenders List by State. payday, titile, instalment, and bussiness capital loans Best blog for information- State spcific direct lenders- payday loan, cash loan, personal loan, title loan, bussiness loans installmentpaydayloan.blogspot.com http://directlenderlist.blogspot.com/ http://privatelendersforhighrisk.blogspot.com/ http://ezlegal.blogspot.com/ http://ighriskinstallmentloans.blogspot.com/ http://ultimodejavu.blogspot.com/ http://bestloan-rate.blogspot.com/ http://rencalago.blogspot.com/ http://borrow800dollars.blogspot.com/ http://paydayloannodirectdepositrequired.blogspot.com/ http://firstbankofdelawarepaydayloancash.blogspot.com/ http://90dayinstallmentloan.blogspot.com/ http://onlineprivateloanlenders.blogspot.com/ http://3m3liy.blogspot.com/ http://salariescon.blogspot.com/ http://garderobapannym.blogspot.com/ http://vegasdailyvista.blogspot.com/ http://1firstbankofdelawarecashadvance.blogspot.com/ http://firstbankofdelawarecreditcardpayment.blogspot.com/ http://1firstbankofdelawarethinkcash.blogspot.com/ http://plaingreenloanspaydayloans.blogspot.com/ http://1stusacashadvance.blogspot.com/

What happend to Progressive Payoff?

What happened to progressive payoff? Progressive pay off was a great company that offered small installment loans over 3-6 months with very low payments. I had 3 installment loans with progressive before they decided to no longer offer cash loans. My payments were only 11 bucks a week! They are no longer around for us cash strapped payday loan alternative seeking borrowers. So what should you do if you are looking for a payday loan like Progressive pay-off? Well there are a few companies that offer installment loans over a longer period of time.

 For residents of Texas there is a new company that offers installment loans with great payment options! Installment and line of credit payday loans are available in the states below. This is the best company. Click here for instant Texas Installment Loans!

IF you don't live in Texas Fear not! This company offers the best in online instant installment loans online! Instant loan approvals with not faxing or calling! Your employer will not be called nor your references! Click here if you state is below!
Virginia, South Carolina, Utah, Kansas, Tennessee, Oklahoma, Louisiana, Mississippi, Florida, Wisconsin, Illinois, Missouri, New Mexico Texas Installment: Texas Residents Click here for installment loan application!

Not all companies offer installment or cash loans. But this company does offer cheep loans with longer paybacks. They also give you the option of roll over or interest only payments giving you the ability to save up and pay back. Cheep instant Loans for residents of: Click Your State is below:
 AL, AK, CA, DE, HI, ID, KS, LA, MN, MO, NV, ND, RI, SD, TX, UT, WA, WI, WY

Another loan company I found to be great! This company does not offer installment loans but they are also state licensed and instant approves. Click below if you are a resident

Alabama, California, Delaware, Florida, Hawaii, Idaho, Kansas, Louisiana, Maine, Minnesota, Mississippi, Missouri, Nevada, Ohio, South Dakota, Tennessee, Texas

If your company is in this list above I would recommend using this company above all the others in this list. They offer instant loan decisions without all the hassle. Never faxing, or calling the bank, your employer, or references. Also if you use this link you get 50% off their already low rates! Click Here if you state is in this list! Save 50% off all of your loan fees at  
Maine, Rhode Island, Tennessee, Florida, Alabama, Michigan, Alaska, California, Nevada, Washington, Oregon, Virginia, South Carolina, Utah, Kansas, Tennessee, Oklahoma, Louisiana, Mississippi, Florida, Ohio, Idaho, Wyoming, North Dakota, South Dakota, Minnesota 
now through 12/31/12! Use coupon code NEXTADVISOR50  

All States Lenders (Not Licensed):
1.All States Direct Lender

2. ALL STATES Direct lender

3. All States Direct Lender