My state does not allow payday loans! What should I do?
This is a question facing many people in the United States. Many states have taken action again predatory lending practices and have made it vertically imposable for legitimate payday lenders to operate in their state. Wither online or in a payday loan store you must exercise caution and know the facts about the lenders to make an informed choice to take a loan or not. For more information on licensed lenders in your state click the Direct PayDay Lender link above.
What should you do if you do not fine a payday lender in you state. Well their are many lenders that operate in all 50 states. These payday lenders may or may not follow your states laws. This is why you must be careful in choosing who you lend from. Before you go giving your information to a payday loan broker I would recommend a few direct lenders. I have done some research on a few off shore payday loan companies that lend to all 50 U.S. States. Below are links and information for them.
1. PaydayMax is a direct lender that lends in ALL 50 U.S. States. They have a streamlined process that is easy to finish and funding can take place by the next business day in most cases. Because this company is not a licensed lender they do not have the ability to take legal action in some cases. Therefore they are more careful in giving loans and sometime require you to fax a bank statement and/or pay stubs. For the most part they usually will do a conference call with your bank to verify your direct deposit and the amounts of your paycheck. The good news with that is as long as you do not lie on your application and have regular income you should not have an issue getting funded.
2. DiscountAdvances Much like paydaymax this company lends in all 50 U.S. States and require you to do conference calls with your bank. They also may call you at work to verify your employment. However they do all of this with your privacy in mind.
Loans- By State
Here is a list of direct lenders for bad credit loans you may qualify for your state. We try to keep this updated however licensing and regulatory changes may change the status of lending ability in your state.Please check with your regulating agency to insure the lender you select is in fact legally entitled to lend in your state.
Payday Lenders
Ace Cash
Alabama, Delaware, Idaho, Kansas, Louisiana, Maine, Minnesota, Missouri, Nevada, Ohio, and Texas.
Cashnet USA
CashCentral
AL, AK, CA, DE, HI, ID, KS, LA, MN, MO, MS, NM, NV, ND, RI, SC, SD, TN, TX, UT, WA, WI, WY
Alabama, California, Delaware, Florida, Illinois, Idaho, Indiana, Kansas, Louisiana, Michigan, Mississippi, Missouri, Nevada, Ohio, Oklahoma, Oregon, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, and Wyoming
CO, HA, ID, IL, KS, MD, MO, ND, NM, NV, SD, TX, VA, WA, WI, WY, UT.
Installment loans from $1,000- $10,000. Longer payback terms, which means more affordable payments!Alabama, California, Delaware, Idaho, Missouri, New Mexico, South Dakota, Utah, Virginia, Wisconsin, Georgia, North Dakota and South Carolina
Automobile Title/Cash out Loans/Refinance
800loanmart- Get the cash you need now for the equity in your Car, Truck, or SUV! Get a loan for your Automobile Title-
Apply Now!
Available in: California, Arizona, New Mexico, Illinois and Utah
RateGenius- Auto Refinance- Apply today!
Long Term/Installment/Lower Rate Personal Loans
Netcredit- Apply Now
Installment loans from $1,000- $10,000. Longer payback terms, which means more affordable payments!Alabama, California, Delaware, Idaho, Missouri, New Mexico, South Dakota, Utah, Virginia, Wisconsin, Georgia, North Dakota and South Carolina
Prosper- Peer-To-Peer Lending- Apply Now!
Individuals with money to lend do so through this platform. This makes for a lending situation that cuts out the middle man (the bank). This is an awesome concept and you may benefit from it! Check it out today!
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming
Bussiness/ Working Capital Loans
Working capital loans are intended for business enabling growth in this sometimes harsh business environment. Check with lender for availability in your state.
This list of direct lenders include; payday, personal loan, title loan, cash out car/ truck/ suv loans, installment loan, payday installment loan, peer to peer installment loans, working capital loans, and more. The list above includes states available for each direct lender. If you would like a list of other lenders not specifically licensed that may lend in states no listed click home page and select nation wide loans. You may also click your state below.
Alabama, Alaska, Arizona, Arkansas, California,Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming - often times because these lends are legal, licensed there is no need for faxing, conference calls with the bank, conference calls with your employer, teletrack, teletrak, teletrac and all the hassles from the other guys.Updated Direct Lenders List by State. payday, titile, instalment, and bussiness capital loans Best blog for information- State spcific direct lenders- payday loan, cash loan, personal loan, title loan, bussiness loans installmentpaydayloan.blogspot.com http://directlenderlist.blogspot.com/ http://privatelendersforhighrisk.blogspot.com/ http://ezlegal.blogspot.com/ http://ighriskinstallmentloans.blogspot.com/ http://ultimodejavu.blogspot.com/ http://bestloan-rate.blogspot.com/ http://rencalago.blogspot.com/ http://borrow800dollars.blogspot.com/ http://paydayloannodirectdepositrequired.blogspot.com/ http://firstbankofdelawarepaydayloancash.blogspot.com/ http://90dayinstallmentloan.blogspot.com/ http://onlineprivateloanlenders.blogspot.com/ http://3m3liy.blogspot.com/ http://salariescon.blogspot.com/ http://garderobapannym.blogspot.com/ http://vegasdailyvista.blogspot.com/ http://1firstbankofdelawarecashadvance.blogspot.com/ http://firstbankofdelawarecreditcardpayment.blogspot.com/ http://1firstbankofdelawarethinkcash.blogspot.com/ http://plaingreenloanspaydayloans.blogspot.com/ http://1stusacashadvance.blogspot.com/