My state does not allow payday loans! What should I do?
This is a question facing many people in the United States. Many states have taken action again predatory lending practices and have made it vertically imposable for legitimate payday lenders to operate in their state. Wither online or in a payday loan store you must exercise caution and know the facts about the lenders to make an informed choice to take a loan or not. For more information on licensed lenders in your state click the Direct PayDay Lender link above.
What should you do if you do not fine a payday lender in you state. Well their are many lenders that operate in all 50 states. These payday lenders may or may not follow your states laws. This is why you must be careful in choosing who you lend from. Before you go giving your information to a payday loan broker I would recommend a few direct lenders. I have done some research on a few off shore payday loan companies that lend to all 50 U.S. States. Below are links and information for them.
1. PaydayMax is a direct lender that lends in ALL 50 U.S. States. They have a streamlined process that is easy to finish and funding can take place by the next business day in most cases. Because this company is not a licensed lender they do not have the ability to take legal action in some cases. Therefore they are more careful in giving loans and sometime require you to fax a bank statement and/or pay stubs. For the most part they usually will do a conference call with your bank to verify your direct deposit and the amounts of your paycheck. The good news with that is as long as you do not lie on your application and have regular income you should not have an issue getting funded.
2. DiscountAdvances Much like paydaymax this company lends in all 50 U.S. States and require you to do conference calls with your bank. They also may call you at work to verify your employment. However they do all of this with your privacy in mind.