EZ Legal | Credit | PayDay Loans: Pay Day Loans

Loans- By State

Here is a list of direct lenders for bad credit loans you may qualify for your state. We try to keep this updated however licensing and regulatory changes may change the status of lending ability in your state.Please check with your regulating agency to insure the lender you select is in fact legally entitled to lend in your state.

Payday Lenders

Ace Cash- Personal Loans Available in the following States

Alabama, Delaware, Idaho, Kansas, Louisiana, Maine, Minnesota, Missouri, Nevada, Ohio, and Texas.

Cashnet USA- Personal Loans Available in the following States

AK, AL, CA, DE, HI, ID, KS, LA, MD, ME, MO, ND, NM, OH, SC, SD, TX, UT, VA, WY ,KS, MD, OH, TX, VA, WI

CashCentral- Personal Loans Available in the following States

AL, AK, CA, DE, HI, ID, KS, LA, MN, MO, MS, NM, NV, ND, RI, SC, SD, TN, TX, UT, WA, WI, WY

Check Into Cash- Personal Loans Available in the following States

Alabama, California, Delaware, Florida, Illinois, Idaho, Indiana, Kansas, Louisiana, Michigan, Mississippi, Missouri, Nevada, Ohio, Oklahoma, Oregon, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, and Wyoming

Check City- Personal Loans Available in the following States

CO, HA, ID, IL, KS, MD, MO, ND, NM, NV, SD, TX, VA, WA, WI, WY, UT.

Netcredit- Apply Now

Installment loans from $1,000- $10,000. Longer payback terms, which means more affordable payments!Alabama, California, Delaware, Idaho, Missouri, New Mexico, South Dakota, Utah, Virginia, Wisconsin, Georgia, North Dakota and South Carolina

Automobile Title/Cash out Loans/Refinance

800loanmart- Get the cash you need now for the equity in your Car, Truck, or SUV! Get a loan for your Automobile Title-

Apply Now!

Available in: California, Arizona, New Mexico, Illinois and Utah

RateGenius- Auto Refinance- Apply today!

Alabama, Alaska, Arizona, Arkansas, California,Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming

Long Term/Installment/Lower Rate Personal Loans

Netcredit- Apply Now

Installment loans from $1,000- $10,000. Longer payback terms, which means more affordable payments!Alabama, California, Delaware, Idaho, Missouri, New Mexico, South Dakota, Utah, Virginia, Wisconsin, Georgia, North Dakota and South Carolina

Prosper- Peer-To-Peer Lending- Apply Now!

Individuals with money to lend do so through this platform. This makes for a lending situation that cuts out the middle man (the bank). This is an awesome concept and you may benefit from it! Check it out today!

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming

Bussiness/ Working Capital Loans

Kabbage- Bussiness Capital Loans

Working capital loans are intended for business enabling growth in this sometimes harsh business environment. Check with lender for availability in your state.

This list of direct lenders include; payday, personal loan, title loan, cash out car/ truck/ suv loans, installment loan, payday installment loan, peer to peer installment loans, working capital loans, and more. The list above includes states available for each direct lender. If you would like a list of other lenders not specifically licensed that may lend in states no listed click home page and select nation wide loans. You may also click your state below.

Alabama, Alaska, Arizona, Arkansas, California,Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming - often times because these lends are legal, licensed there is no need for faxing, conference calls with the bank, conference calls with your employer, teletrack, teletrak, teletrac and all the hassles from the other guys.Updated Direct Lenders List by State. payday, titile, instalment, and bussiness capital loans Best blog for information- State spcific direct lenders- payday loan, cash loan, personal loan, title loan, bussiness loans installmentpaydayloan.blogspot.com http://directlenderlist.blogspot.com/ http://privatelendersforhighrisk.blogspot.com/ http://ezlegal.blogspot.com/ http://ighriskinstallmentloans.blogspot.com/ http://ultimodejavu.blogspot.com/ http://bestloan-rate.blogspot.com/ http://rencalago.blogspot.com/ http://borrow800dollars.blogspot.com/ http://paydayloannodirectdepositrequired.blogspot.com/ http://firstbankofdelawarepaydayloancash.blogspot.com/ http://90dayinstallmentloan.blogspot.com/ http://onlineprivateloanlenders.blogspot.com/ http://3m3liy.blogspot.com/ http://salariescon.blogspot.com/ http://garderobapannym.blogspot.com/ http://vegasdailyvista.blogspot.com/ http://1firstbankofdelawarecashadvance.blogspot.com/ http://firstbankofdelawarecreditcardpayment.blogspot.com/ http://1firstbankofdelawarethinkcash.blogspot.com/ http://plaingreenloanspaydayloans.blogspot.com/ http://1stusacashadvance.blogspot.com/

Pay Day Loans

Pay day loans can be a useful product for those in need of emergency money. That being said there are a lot of folks out there that find themselves in a very real predicament after taking out such a loan.

A payday loan is a high risk loan that is offered short term for a very high cost. In most cases the loan is offered for a few weeks until your next paycheck. The cost can very greatly from payday loan to payday loan but it usually consists of a fee per hundred dollars. Some payday loan companies charge a "roll over fee" to extend the term of the loan.This type of offer should ALWAYS be avoided! You end up paying a huge price for the "convenience" of not having to pay that week.

Payday loan companys are notorious for illigally lending in states where they are not allowed to. They will often times totally disregard the lending and collection regulations of the jurisdiction involved. You should check with your states regulator to make sure they are able to lend in your state BEFORE you give them your information.

It is important to always exerciser caution when taking out a pay day loan. If you find yourself taking out multiple pay day loans at a time, or taking out pay day loans often it might be good to talk to a reputable attorney or debt councilor to see what your options might be. Don't allow yourself to rely on the payday loan company every payday, you will not be able to keep up with the amount of debt that will pile up!